QR code payment / QR code mobile payment

QR code payment is actually a transfer, which assumes that the seller has his own QR code registered with a payment service provider, and the buyer has a scanner and a suitable mobile application.

QR code payment is fast spreading online payment solutions belongs to, because no online card payment, but actually a transfer. This is important from several points of view. 

After card transactions, the seller pays a small but noticeable commission to the bank, but the money is not credited to his account immediately, but is often credited to him after several days. The fee for paying with a QR code is lower, and the money appears immediately on the seller's account. 

All that is required for payment is that the seller is able to make one for each transaction QR code to generate. All you need is a mobile phone and a suitable bank account mobile application, and the system is already up and running on the seller's side. Moreover, if the seller does not sell his product in person, but his employees sit at the cash register, there is already a solution for the QR code to appear on their mobile phone. 

If this is available, the customer approaches the cash register, the cashier shows the QR code, the customer reads it with his phone and in its online banking application already appears payment request. You are then fingerprinted as the recipient with a PIN code confirms that the device is actually in the hands of the account holder. After successful identification, the buyer approves the payment of the amount, which is completed within a few seconds, i.e. the money is actually transferred to the seller's account, unlike card payments.